01.1 / SETTLEMENT
ONE INSTRUCTION · TWO FIAT ENDS

A corridor that reads
as one transaction.

HashPay is intended to coordinate an institutional USD-to-ETB or ETB-to-USD instruction as one legible record—from quote through delivery and reconciliation.

THE SETTLEMENT RECORD

Every decision remains attached to the same institutional instruction.

The operator sees the direction, amount, rate, fee, beneficiary, purpose, approvals, and current state without being asked to interpret internal infrastructure. The final confirmation preserves the same facts for finance and compliance teams.

01 / QUOTE

Economics before commitment

The exchange rate, explicit fee, total debit, expected delivery, and quote expiry are presented together before an authorized approval.

02 / CONTROL

Checks inside the sequence

Institutional eligibility, beneficiary data, purpose, sanctions screening, and required approvals are part of the transaction state—not a separate afterthought.

03 / EVIDENCE

One reference through completion

A stable reference links the instruction, reviews, status changes, confirmation, statement entry, and reconciliation evidence.

OPERATING SEQUENCE

A controlled path from instruction to evidence.

  1. 01
    INSTRUCT

    Define the obligation

    An authorized operator enters the direction, fiat amount, business purpose, and designated institutional beneficiary.

  2. 02
    AUTHORIZE

    Review and approve

    The institution reviews the complete quote and required approvers act within their assigned permissions.

  3. 03
    CONTROL

    Clear required checks

    Incomplete or flagged records pause for review; only eligible instructions progress toward delivery.

  4. 04
    RECONCILE

    Confirm the outcome

    The delivered amount, effective economics, status history, and statement record close the instruction.

CLIENT RECORD

Clear on the surface.
Controlled underneath.

VISIBLE TO THE INSTITUTIONFiat direction and amountsRate, fee, and quote expiryBeneficiary and purposeApproval and delivery status
CONTROLLED BY THE PLATFORMInstitutional permissionsScreening and exception reviewSettlement coordinationLedger and reconciliation evidence
FOLLOW THE FULL JOURNEY

See the operating model from instruction to confirmation.