02 / OPERATING MODEL
THE CLIENT EXPERIENCE

Four visible steps.
One controlled outcome.

The intended workflow reduces cross-border settlement to the decisions an institutional operator actually needs to make—and keeps everything else behind HashPay.

01
STEP 01

Instruct

An authorized operator enters the fiat amount, direction, purpose, and beneficiary institution.

02
STEP 02

Review the quote

The exchange rate, fee, total debit, expected delivery, and quote expiry are presented before approval.

03
STEP 03

Pass institutional controls

Required institutional data is screened and incomplete or flagged records move into review before release.

04
STEP 04

Receive confirmation

The client receives a fiat-denominated confirmation, status timeline, and statement record for reconciliation.

ONE CONFIRMATION

USD sent.
ETB delivered.
Nothing extraneous.

SETTLEMENT CONFIRMATIONSettled
ReferenceHP-2K8F4Q
InstitutionRift Valley Coffee Exporters PLC
YOU SENTUSD 25,000.00DELIVEREDETB 3,960,000
Rate158.40FeeUSD 137.50
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